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Down Payments – Get Creative

One of the biggest hurdles to buying a home is the down payment. Saving up a chunk of change can be difficult, so getting creative is a key.

Mortgage Blogs

Down Payment Scams – The IRS is Hunting

Coming up with the down payment for a home purchase can be a big hurdle. If you are straining to get the money together, be careful because the IRS is targeting down payment scams.

Mortgage Blogs

Subprime Mortgages – How Large Of A Down Payment Do You Need?

Subprime mortgages offer more flexibility with down payments than conventional home loans. You can choose to put nothing or over 20% down. And with a subprime mortgage, you don’t have to worry about paying private mortgage insurance. Zero-Down Mortgages Zero-down mortgages allow people with little money for initial costs to buy a home. Even with a zero-down mortgage you can expect to pay loan fees and points, which can still add up to a couple of thousands. However, the...

Mortgage Blogs